Jeff Mathias is an Iowa Bankruptcy Attorney serving Adair, Adams, Appanoose, Audubon, Boone, Cass, Clarke, Clinton, Dallas, Davis, Decatur, Des Moines, Fremont, Greene, Guthrie, Harrison, Henry, Jasper, Jefferson, Johnson, Keokuk, Lee, Louisa, Lucas, Madison, Mahaska, Marion, Marshall, Mills, Monroe, Montgomery, Muscatine, Page, Polk (Des Moines area), Pottawattanie, Poweshiek, Ringgold, Scott, Shelby, Story, Taylor, Union, Van Buren, Wapello, Warren, Washington, and Wayne counties. If you live in one of these counties, call Jeff toll free at 1-800-997-1395, local at 515-261-7526 or email Iowa bankruptcy attorney Jeff Mathias for some quick feedback. Jeff can often answer email after business hours.
If you live in another Iowa county (Northern Iowa), Click Here to email Jeff for a referral to an attorney who handles cases in your area. Tell us in your email which county you live in.
Iowa bankruptcy lawyer Jeff Mathias is an attorney handling personal bankruptcy, primarily under Chapter 7. Jeff Mathias Law Offices has successfully represented hundreds of clients in Iowa bankruptcy and can guide you through the system with confidence. Visit our office located in Des Moines, Iowa.
Iowa Bankruptcy Fees
Save $150 on your Attorney Fee:
With MyCaseInfo you can enter your bills and other information on your computer at home. When you come to our office we will import your information directly into Jeff's computer. This also reduces the time you spend in the office and results in higher quality petitions. Click here if you would like to get started and Jeff will send you an invite. You are under no obligation. You can start on MyCaseInfo anytime and work on it as time allows. You do not pay us anything unless you choose to go forward when we meet. If you do go forward your attorney fee will be $750 instead of $900.
Attorney Fee with MyCaseInfo:
$750
Filing Fee:
$299
Total Attorney and Filing Fees with MyCaseInfo:
$1,049
Attorney Fee withoutMyCaseInfo:
$900
Filing Fee:
$299
Total Attorney and Filing Fees withoutMyCaseInfo:
$1,199
Iowa Bankruptcy: Quick Summary
Eligibility for Chapter 7 Bankruptcy in Iowa
Check your family income against the chart below. If you are below the median income you have a much better chance of a successful complete discharge through Chapter 7 bankruptcy. Some debtors over the median income will not be eligible for Chapter 7, but may want to consider Chapter 13 bankruptcy repayment. Jeff will not accept your fees or your case if he does not believe your case will succeed.
Iowa Annual Median Income
1 Person
$37,759
2 People
$50,581
3 People
$59,331
4 People
$69,723
5 People
$76,623
Exclude Social Security Income
(add $6300 for each additional household member)
Updated 02/01/2008
Pre-Filing Credit Counseling
You can do your required credit counseling class online for about $50 each before coming to my office. You should email your certificate to me as soon as you receive it. www.cccsinc.org seems to be pretty good for this. Joint couples require two certificates. Choose Bankruptcy Counseling & Education and then Pre-Filing Bankruptcy Counseling. For help with getting your pre-filing certificate, you can also call CCCS at 1-866-672-2227.
First Appointment
You will bring your fees ($1,199 total) and the documents listed below to Jeff's office. Jeff will go through your case in detail before accepting your fees. If you are not eligible, Jeff will not accept your fees and you pay nothing. If you are eligible, Jeff will do your entire petition during this first appointment. That way we can file your case quickly and you are not sitting at home filling out a long, confusing packet. We don't use packets.
$1,199 in cash or money order
Credit Counseling Certificate (you can get this online at www.cccsinc.org)
All bills you intend to discharge (credit cards, medical etc.) w/ account numbers, full address
Creditor information (full address, account #'s) on debts you will keep like home or car loans
Last two months pay stubs from work (including your spouse even if they are not filing)
If you do not receive wage income, bring records of other income for the last six months
Most recent state and federal tax returns
W2's for the last two years
Legal Description of your Iowa home if you own from your abstract or tax bill
Proof of valuation of your Iowa home such as tax or other appraisal if you have them
Photo ID and Social Security Card or proof of social security number
Hearing
Jeff will attend your bankruptcy hearing with you. There is no Judge or courtroom, just a trustee who will ask if you listed all your bills, all your assets, whether you had more than $1,000 ($2,000 joint Iowa bankruptcy filing) in your bank accounts on the day of filing and so forth. Jeff will assist you if creditors appear or the trustee is concerned about any issues on your bankruptcy.
Discharge
About 9 weeks after your hearing you will receive your discharge order in the mail meaning you are no longer responsible for the debt. If you continue to receive bills from any of your discharged creditors you can just send them to us and we will take care of them.
Questions? Email Jeff at jeff@mathiaslaw.com. I look forward to helping you!
Jeff Mathias
Bankruptcy Attorney
4800 Mills Civic Parkway
Suite 214
West Des Moines, Iowa 50265
Tel. 515-261-7526
Toll Free: 1-800-997-1395
Whether due to job loss, illness, divorce or wages that simply do not keep up with increased cost of living, many individuals and families in Iowa find themselves in financial distress.
Constant phone calls, lawsuits, judgments, liens, wage and bank account garnishment, calls at work that can threaten your job security, foreclosure and eviction are all problems Iowa individuals and families find themselves in when overwhelmed with unmanageable debt.
Our Courts and Judges, the United States Trustee’s Office, the Panel Trustees, the Clerk of Court and your Attorney are all interested in assisting honest debtors in getting relief from burdensome debt, getting back on track financially, and planning a brighter financial future.
As a debtor taking advantage of this opportunity, you have an obligation to be completely truthful and cooperative with your attorney and in all other matters related to your case. You must fully and accurately disclose all of your assets, income and all claims you have against others and comply with all document or other requests of the Trustees. The success of my firm and my ability to continue to represent honest, well intended clients depends of my accepting only clients who will take a completely honest approach.
- Jeff Mathias
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Disclaimer:
The stated fixed fees or range of fees will be available only to clients whose matters are encompassed within the described services. If the client's matters are not encompassed within the described services, or if an hourly fee rate is stated, the client is entitled, without obligation, to a specific written estimate of the fees likely to be charged.
Call 515.261.7526 or 1.800.997.1395 to schedule an appointment
FAMOUS AND BROKE
Conrad Hilton Conrad Hilton lost all his hotels when he could not pay his bank during the great depression. Later, he bought them all back and built a few more.