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Iowa Bankruptcy Lawyer / Iowa Bankruptcy Attorney • Chapter 7 Bankruptcy in Iowa & Chapter 13 Personal Bankruptcy in Iowa
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Call 515.261.7526 to schedule an appointment
FAMOUS AND BROKE
Wayne Newton
A resort investment gone bad led to Las Vegas superstar Wayne Newton's fresh start in 1992. Casino gambling was not approved for Pennsylvania after all and Newton lost his shirt.
YOU ARE NOT ALONE!
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Iowa Bankruptcy Attorney Fees, Payments & Packets
Clients are often anxious to get their bankruptcy started with partial payment to the attorney. The problem on this with bankruptcy is:
- We can not file your case until fees are fully paid. Otherwise, the attorney would be violating the automatic stay by collecting for pre-filing debt after filing.
- All information on your petition must be current on the day of filing. If we prepare your schedules too early, we have to go back and do it all over again. This leads to error and can impair your discharge.
- Attorneys who accept payments spend a lot of time bugging their own clients to follow through. Jeff spends no time bugging you for money and all his time moving your case toward a successful discharge. This makes Jeff very accessible to you.
So we do not accept payments.
So if you plan to file bankruptcy it is best to collect all your fees first. It is fine to borrow from family for this as long as you plan to pay them back, many of my clients do. Other clients stop making credit card payments and save that money. Then come in once you have all your fees together and if you are well organized, we will prepare your entire petition during our one office appointment and file you fast.
While you are waiting to file:
- If you will be filing within six months, go ahead and do your pre-filing credit counseling certificate.
- Just let your voice mail pick up. If you tell creditors you plan to file bankruptcy they won’t believe you. Or if they do, they just accelerate collection efforts to try and garnish your bank account or wages before you can get it filed. If you have judgments, don’t leave money laying around in the bank, it could be garnished at any time.
- Get organized. All bills neatly in order. Collection letters clipped behind each one. Keep your paystubs so you will have at least 60 days worth when you come in.
- Review Jeff's Don't Do These Things
- Email questions to Jeff as they arise.
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